A pre-approval offer doesn’t guarantee that your loan will be approved. It means you meet some creditworthiness criteria based on your credit report. However, other factors like changes in your credit history or income verification could affect the final decision. We’ll review your application to determine if you qualify for the loan.

Many credit card rates are variable, meaning they change with the economy, causing daily interest to buildup. Loan approvals through NextGen Funding. are fixed, low rates with a clear repayment schedule, providing stability until your loan is fully paid off.

The interest rates depend on factors like your credit score, credit history, income, loan amount, and loan duration. Since everyone’s financial situation is different, we’ll review your application to find suitable solutions for your specific needs.

There are absolutely NO additional fees or costs if you pay your loan off early. In fact, we encourage it if it makes sense for you.

Eliminating the need to manage separate bills and unpaid balances. With a single monthly payment and a steady rate, you can simplify your situation and move quicker towards the path of becoming debt-free.

At NextGen Funding. our annual percentage rates (APRs) vary from 5.49% to 29.99% for first-time borrowers. The most creditworthy borrowers can enjoy the lowest rates. The minimum loan amount is $5,000.00, and the maximum is $100,000.00. Eligibility isn’t guaranteed and depends on meeting credit and other conditions.